It may be easier to start by saying who Eagle is NOT. We are not a cash advance operation, “payday lender” or a “title” lender. Those businesses continue to be under government scrutiny currently and sometimes consumer finance companies like Eagle are incorrectly rolled into that same category. This is likely because we are both not traditional banks, but both still lend money. However, the similarities end there.
Eagle is a traditional consumer finance company. The business model (and rates) of traditional finance companies have fundamentally not changed in over 130 years. With Eagle, you avoid the typical red-tape that banks subject you to in order to get a small loan.
Our primary business is simple- personal loans to individuals. Typically, loans are $1,000-$10,000 and paid off in 8-24 months. People use Eagle for things as necessary and immediate as paying bills, or as discretionary as taking a dream vacation. Some other examples are: repairing a vehicle, buying furniture, home repair, moving expenses, and rebuilding personal credit.
In short, Middle America. Most of our customers have good paying jobs. Some of our customers have had credit bureau issues because of a previous life situation: unexpected medical expense, job loss, divorce, sudden income decrease, or maybe even just simple poor financial planning. These individuals may not be able to borrow money at a traditional bank or credit card company.
Other customers simply like the ease and convenience of doing business with Eagle. As such, many of our existing customers are repeat customers and use Eagle in the same fashion many Americans responsibly use credit cards today.
Eagle makes credit available to middle America at traditional finance company rates. This does not mean we are able to help everyone with a loan.
We encourage you to call or stop by your nearest Eagle office, or apply online. The majority of the time we will have a loan decision for you within 24 hours and many times, the very same day.
After applying online, by phone or in person, you will be informed of our loan decision and any required documentation we may need. Typical documentation includes:
1. Recent pay stub
2. Proof of address, such as utility bill
3. If pledging a vehicle as collateral, the car title
4. Driver’s License
5. Checking account statement and Debit Card
If you are approved for a loan with Eagle, we close the loan in one of our private closing rooms and hand you a check.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact us immediately and discuss how to handle late payments.
©2018 Eagle Financial Services Inc. All rights reserved.
designed & maintained by Cincinnati Webtec
Eagle Financial Services, Inc./ Eagle Loan Company of Ohio, Inc. All loans are subject to our normal credit policies, and may require collateral. Not all products or services available in all states. The information provided on this website is not a commitment to lend. Individual and Joint credit available. Other conditions may apply.
In Kentucky, Ohio, and Tennessee, loans are made and serviced by Eagle Financial Services, Inc., a Kentucky corporation. In Indiana, loans are made and serviced by Sunrise Finance Company, a separate Indiana Corporation. Neither corporation nor any of its respective affiliates, directors, officers, or employees assume responsible for any acts or omissions of the other.
The brand names, taglines, and other trademarks, as well as the designs of all Eagle products and promotions belong exclusively to Eagle Financial Services, Inc. and its subsidiary companies and are protected from copying and simulation under trademark and copyright laws.
The contents of the Eagle Financial Services, Inc. website are protected from copying and distribution under national and international copyright laws and treaties throughout the world. All rights reserved.
Neither Eagle Financial Services, Inc. nor any of its affiliates, directors, officers, or employees assume any responsibility for errors or omissions in the materials in this web site. THESE MATERIALS ARE PROVIDED AS IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
Additionally, neither Eagle Financial Services, Inc. nor any of its affiliates, directors, officers or employees warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. Neither Eagle Financial Services, Inc. nor any of its affiliates, directors, officers or employees shall be liable for any special, indirect, incidental, or consequential damages, including without limitation, lost revenues or lost profits, which may result from the use of these materials. Eagle Financial Services, Inc. may make changes to these materials, or to the products described therein, at any time without notice. Eagle Financial Services, Inc. makes no commitment to update the information.
Our Accessibility Statement
It is the policy of Eagle Financial Services, Inc. (“Eagle”) to ensure that our services are accessible to our customers and the public, regardless of disability status, to the extent required by law. Please contact your local branch office to learn more about accessibility support services at Eagle.
Reasonable Accommodations
Individuals who need a reasonable accommodation to access Eagle’s services should send an email by clicking here to provide information about the nature of the requested accommodation. Requesters should include contact information such as an email address or telephone number at which they can be reached. Depending on the nature of the request, Eagle may need sufficient notice to provide a reasonable accommodation.
Online Accessibility
Eagle has designed its website with accessibility in mind. In the event that a user with a disability experiences accessibility issues with our website, please notify us by clicking here. In your communication to us please list the words "Online Accessibility" in the subject, please specify the nature of the accessibility difficulty and including the web address that may have presented an accessibility challenge.
Third-Party Websites
Eagle’s website contains links to webpages hosted by third parties. Eagle does not make representations with regard to the accessibility of third-party websites and is not able to remediate accessibility barriers on such websites.
Feedback
We are always working to ensure that our services are accessible to all customers and the public, including individuals with disabilities. If you have an idea or question about accessibility support services at Eagle, please contact your local branch office.
BEWARE OF SCAMS! EAGLE WILL NEVER ASK YOU TO SEND US CASH, CHECKS, MONEY ORDERS, GIFT CARDS, OR ANY OTHER PAYMENT AS A CONDITION TO A LOAN APPROVAL. IN ADDITION, WE DO NOT SEND LOAN PROCEEDS CHECKS BY MAIL. IF YOU ARE APPROVED FOR A LOAN WITH US, YOU WILL CLOSE YOUR LOAN IN ONE OF OUR OFFICES WITH A MEMBER OF OUR FRIENDLY STAFF. WE DO NOT ACCEPT ONLINE PAYMENTS. If you have any questions, please call your local office.